If your interest rate is 5% or higher, you could save big with a student loan refinance. Apply with the links below, and you could also get one of the largest cash refinancing bonuses anywhere.

SoFi Earnest Credible
$1,000
Cashback1
$1,500
Cashback2
$1,750
Cashback3
Bonus for eligible users who refinance $200k or more. $500 for $100k to $199,999 (bonus from SLP, not SoFi. Terms apply.)1 For $200k or more. $1,000 for $100k to $200k. $200 for 50k to $100k2 For 200k+. $1,250 for 100k to 199k. $350 for 50k to 99k. $100 for 5k to 50k3
Visit SoFi Visit Earnest Visit Credible
SoFi
$1,000
Cashback1
Bonus for eligible users who refinance $200k or more. $500 for $100k to $199,999 (bonus from SLP, not SoFi. Terms apply.)1
Visit SoFi
Earnest
$1,500
Cashback2
For 100k or more. $200 for 50k to $99,9992
Visit Earnest
Credible
$1,750
Cashback3
For 200k+. $1,250 for 100k to 199k. $350 for 50k to 99k. $100 for 5k to 50k3
Visit Credible

Once you complete your application, please complete our Refinance Bonus Request Form so we can verify your eligibility. You may submit the form before your loan has been disbursed to confirm whether your loan is eligible for the bonus.

Disclosures

  1. SoFi®: Rate range above is with all discounts. Bonus from Student Loan Planner®, not SoFi®. Additional terms apply. SoFi® disclosures.
  2. Earnest: For the $1,500 Welcome Bonus offer, $1,000 will be paid directly by Student Loan Planner®. Additional terms apply. Rate range above includes optional 0.25% Auto Pay discount. THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest disclosures.
  3. Credible: If you have an eligible refinance of $200,000 or more, $1,000 of the cash bonus is provided directly by Student Loan Planner®. If you have an eligible refinance of $100,000–$199,999, $500 of the cash bonus listed above is provided directly by Student Loan Planner®. Additional terms apply. See Credible terms. Full Credible disclosures. Read rates and terms at Credible.com.